GAP (Guaranteed Asset Protection) insurance covers any loss in value in the unfortunate event your car is declared a total loss, whether stolen or written off.

The moment you buy your vehicle and start adding mileage, its value begins to depreciate. With cars losing as much as 60% of their value in their first 3-years, a payout from a total loss claim, might be a lot less than you expected.

MotorEasy 5 Star rated* GAP Insurance will top up any insurance shortfall, covering the "gap" to your cars original value when you purchased your GAP cover. You'll counter the impact of depreciation, receiving the extra funds to purchase a replacement vehicle or settle outstanding finance. RTI / RTV GAP Insurance cover available for all cars up to 10 years old and 100,000 miles. Contract Hire / Lease GAP Insurance cover available for all cars up to 8 years old and 80,000 miles.

As a Free Halfords Motoring Club member, you will receive a 15% discount on your insurance, or 20% if you are a Premium Halfords Motoring Club member.

*Rated 5 stars by industry leading financial information business Defaqto.

How to redeem your exclusive discount

GAP Insurance Terms and Conditions

Alloy Wheel Insurance covers the cost of repairs to alloy wheel damage without having to claim through your main motor insurer.

You’ll be protected against scuffs and dents caused by potholes, kerbing and other road hazards. With prices starting from as little as £4.74 per month, you can keep your main insurer’s no claims bonus intact while avoiding their costly Excess fees. Alloy Wheel Insurance is available for most cars up to 5-years old with up to 60,000 miles on the clock. Make up to 4-claims per year, keeping your wheels in pristine condition and protecting both the value and appearance of your vehicle.

As a Free Halfords Motoring Club member, you will receive a 15% discount on your insurance, or 20% if you are a Premium Halfords Motoring Club member.

How to redeem your exclusive discount

Alloy Insurance Terms and Conditions

Cosmetic insurance covers the cost of cosmetic repairs to your vehicle’s bodywork or appearance without having to claim through your main motor insurer.

You can make up to 6 claims a year, repairing dents, scratches, scuffs and vandalism, up to 30cm in length and across multiple panels. With prices starting from as little as £7.70 per month, you can keep your no claims bonus intact while avoiding costly excess fees that a main insurer will typically apply. Cosmetic repair insurance is available for cars up to 5-years old with up to 60,000 miles on the clock.

As a Free Halfords Motoring Club member, you will receive a 15% discount on your insurance, or 20% if you are a Premium Halfords Motoring Club member.

Cosmetic Insurance Terms and Conditions

The discount on GAP, Cosmetic or Alloy Wheel Insurance from MotorEasy is exclusively available to Halfords Motoring Club members. Follow the below to redeem your discount;

1. If you already have a Halfords Motoring Club account or membership, you will need to sign into your account
2. If you don't have a Halfords Motoring Club account or membership, you will need to create an account with us
3. You can then navigate to 'Rewards and Benefits' within your account, and view the relevant MotorEasy offers under the 'Special Offers' section
4. Here you will find more details on the insurance products, including the relevant discount code you will need to quote when checking out with MotorEasy
5. You can get a quote from MotorEasy first before purchase. Links are provided in the 'Special Offers' section of your account
6. Please note, you will complete the purchase of your chosen insurance product through MotorEasy's site. You will need the relevant code for your chosen insurance product to claim your exclusive discount

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Halfords Ltd is an appointed representative of MotorEasy Services Ltd who are authorised and regulated by the Financial Conduct Authority.